Important facts regarding homeowners insurance

With many companies leaving the marketplace in Florida and just about all the remaining companies taking rate increases, consumers need to know the following important facts regarding their homeowners insurance as you shop for other carriers.

Fact 1- the age of your roof is very important. Many of our carriers require your roof to be 15 years old or newer in order to be eligible for coverage. There are a couple of carriers out there who will still accept roofs that are up to 20 years old, but not many.

Fact 2- if your home is over 50 years old you will need a passing 4 point inspection. A 4 point inspection consists of an a licensed contractor or inspector looking at your electrical, plumbing, heating and air and roof to make sure they are in good condition and sufficient for the current usage of your residence.

Should you have any questions regarding your current homeowners insurance or if you are considering buying a home, please contact Corey Tyre Insurance Agency and let us review your current coverages or look at the home you are considering purchasing so you will know that quality homeowners coverage with a reputable carrier is available to you. We represent 18 different carriers including Tower Hill, Florida Family, Capitol Preferred, Southern Fidelity and American Integrity. Give us a call today at 850-893-9564.